How to Choose a Realtor

How to Choose a Realtor

Like choosing any service professional – from an accountant to your family doctor – it’s important to do your homework before deciding on the real estate agent that you will work with.  Your home purchase or sale likely represents one of the most significant financial...
Mortgages

Mortgages

The concept of a mortgage is quite simple.  It’s basically a loan for a home wherein the property itself is used as collateral. Securing a mortgage, however, can be complex.  The process may take more than a month, as several parties – from the escrow officer to the...
Do I Need Title Insurance?

Do I Need Title Insurance?

Title insurance is an insurance policy that protects you against financial loss stemming from problems found in a property’s title, or legal ownership. As the buyer, how do you know the seller really owns the property?  How can you be sure there are no liens, such as...
Can I Skip a Home Inspection?

Can I Skip a Home Inspection?

In your excitement to buy a home, it’s easy to miss a small crack in the foundation, some leaky pipes under the house, or a roof that needs to be replaced. The sellers worked hard to make the home look as desirable as possible, but looks don’t tell the whole story. ...
Selling Your Home

Selling Your Home

Selling a house can be stressful. Making the decision, preparing the house for sale, keeping it clean, waiting for a buyer, dealing with offers, and advancing to the closing table – all of these steps can involve discomfort. This is a huge financial transaction with...
Buying a Home

Buying a Home

Buying a home is a big deal.  The financial and emotional stakes are high – but the rewards can pay dividends for a lifetime.  Plain and simple, owning a home can improve your quality of life, provide stability and give you a sense of control you just...
What is Escrow?

What is Escrow?

Although it’s not the most talked-about aspect of buying a home, escrow is nonetheless a vital component of a successful transaction. Escrow is an arrangement in which a neutral third party holds onto funds and key documents involved in a home sale, and then...